TERMS AND CONDITIONS

 PLEASE READ THIS AGREEMENT CAREFULLY PRIOR TO PLACING AN ORDER, PURCHASING AN ONLINE PRODUCT, COURSE, OR MEMBERSHIP WITH THE AMERICAN TAX LIEN ASSOCIATION, LLC ("ATLA"). THE TERMS AND CONDITIONS SET OUT BELOW ARE A LEGAL AGREEMENT ("AGREEMENT") BETWEEN YOU ("YOU," "YOUR") AND ATLA, AND GOVERN YOUR USE OF ATLA’s PRODUCTS, OFFERINGS, MATERIAL, COURSES, AND MEMBERSHIP, WHETHER DELIVERED BY SHIPMENT OR ACCESSED ONLINE, INCLUDING, BUT NOT LIMITED TO, ATLA BOOKS, COURSE CONTENT, INSTRUCTIONAL AND TEST PREPARATORY MATERIALS, VIDEOS, TUTORIALS, TESTING AND ASSESSMENT MATERIALS, MEMBER SERVICES, USE AND ACCESS TO WEBSITES AND RELATED ATLA RESOURCES AND SERVICES (COLLECTIVELY REFERRED TO HEREIN AS "ATLA PRODUCTS") MADE AVAILABLE TO YOU BY ATLA, INCLUDING BUT NOT LIMITED TO, THROUGH ATLA'S LIVE AND ONLINE SERVICES ("ATLA SERVICES"). ATLA PRODUCTS AND ATLA SERVICES ARE REFERRED TO HEREIN AS "ATLA MATERIALS." YOU MUST AGREE TO THESE TERMS BEFORE ESTABLISHING AN ACCOUNT WITH ATLA, ORDERING OR ENROLLING WITH ATLA. BY CLICKING "I ACCEPT", OR BY ORDERING, ENROLLING IN AN EXAMINATION, COURSE, OR MEMBERSHIP WITH ATLA, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE WITH THE TERMS OF THIS AGREEMENT, DO NOT CLICK "I ACCEPT", AND/OR PROMPTLY RETURN THE NEW, UNUSED AND UNOPENED MATERIALS TO ATLA FOR A REFUND PURSUANT TO THE TERMS OF THIS AGREEMENT.

GENERAL

By purchasing any ATLA Materials, enrolling in a training, or membership with or through ATLA, you are legally bound to the following terms and conditions. Prices, dates, terms and offerings on ATLA's website are subject to change at any time without notice.

YOUR ATLA ACCOUNT

Prior to creating an account with ATLA ("Account"), you will be required to provide certain information. Upon establishing an Account, you may be provided by ATLA with a username, access code or product code. When establishing your Account, You agree to provide complete and accurate information to ATLA and to permit ATLA to store and use your registration data for use in maintaining your Account. You agree to protect your username and password, as well as any access codes and product codes provided by ATLA, and not share them with others or permit any unauthorized use of the ATLA Materials. By establishing an Account, you certify and represent that you will be the person taking the course(s) or assessment(s) for which you have registered and that any attestations which you are required to complete in connection with the foregoing will be completed only by you.

INTELLECTUAL PROPERTY

You understand and agree that ATLA Materials constitute intellectual property and proprietary material that is owned by ATLA, its affiliates, or its licensors and is protected under intellectual property laws in the United States and other countries, which includes, but is not limited to, copyright. All rights not expressly granted to you under this Agreement are reserved by ATLA and its licensors. ATLA and other ATLA trademarks, service marks, graphics, and logos used in connection with the ATLA Materials are trademarks or registered trademarks of ATLA in the United States and/or other countries. Other trademarks, service marks, graphics, and logos used in connection with the ATLA Materials may be the trademarks of their respective owners. ATLA and its licensors do not grant to you any right or license in connection with any of the foregoing trademarks, service marks, graphics, or logos. You agree to abide by all copyright notices and restrictions contained on www.americantaxlien.com, on the ATLA Materials and in accordance with this Agreement. You may not copy, distribute, enter into a database, display, perform, create derivative works, transmit or otherwise use any Materials, except that you may download one copy of any ATLA Materials accessible online as long as you comply with the terms of this Agreement. All ATLA Materials are provided for your own personal, non-commercial use. You may not alter the text or remove any trademark or other notice displayed on the ATLA Materials. All rights are reserved.

NO RESALE

ATLA Materials are not provided for redistribution or resale under this Agreement.

LICENSE TERMS

ATLA Materials made available to you by ATLA are licensed, and not sold, to you, subject to the terms of this Agreement and your timely payment of any fees due and payable by you to ATLA. Your license to use ATLA Materials is subject to your prior acceptance of this Agreement and you agree that these terms will apply to each ATLA Material, including any updates or enhancements thereto. You are not authorized to assign or transfer this license or your access code, username, or password to any other person or entity. Other than the rights granted to you in this Agreement, ATLA grants you no other rights. You agree not to copy, modify, rent, lease, loan, sublicense, sell, distribute, disassemble, decompile, reverse engineer, or create any derivative works of or based on the ATLA Materials (except as and only to the extent that the foregoing restrictions is not permitted under applicable law or to the extent permitted by the license terms of any open-source components included with the ATLA Materials). You agree to use ATLA Materials only as permitted under this Agreement and any terms delivered with the ATLA Materials. Any violation of these terms may subject you to civil and criminal penalties, prosecution, monetary damages, and the immediate termination of your license to use ATLA Materials. If ATLA reasonably suspects that you have violated this Agreement, or if you have not paid fees any fees that are due and payable by you to ATLA, then, without notice to you, ATLA may terminate this Agreement, the license, and your Account and deny you further access to ATLA Materials. Upon termination of this license, you shall cease all use of the ATLA Materials and remain liable for paying all amounts that may be due and payable by you to ATLA. ATLA reserves the right to modify, suspend, remove, or disable access to any ATLA Materials at any time without notice and in no event will ATLA be liable for making any such changes.

PAYMENT

ATLA accepts payment in the form of personal or business checks, cash, money order, Visa, MasterCard, Discovery and American Express. The accepted methods of payment may be changed by ATLA at any time in its sole discretion. For orders placed from outside the United States, the only accepted forms of payment are by Visa, MasterCard or American Express. If for any reason payment is incomplete (returned check, declined credit card, etc.), the Account will be placed on hold and the member will be unable to access or complete any online material, quizzes or exams until full payment is received, processed and approved. A 18% finance charge applies to orders paid in installments (not available for all courses). ATLA has the right to reject any order and/or to limit quantities on any order, for any reason at its sole discretion.

RETURNS, REFUNDS, EXCHANGES

ATLA has a 45 day return policy on products. You must contact ATLA's Customer Services department within 45 days of purchase for approval of all returns. The 45 day return policy is calculated between the date of purchase and the written notice of cancelation by email (info@americantaxlien.com) or fax (877-809-9073). All shipping, handling, finance and installment fees are non-refundable for purposes of this refund policy. Materials (students kit sent by mail) purchased need to be returned in pristine condition within 45 days of purchase. After 45 days, the sale is final and scheduled installment charges (if any) will continue. If the student used the learning materials (student kit) he/she may keep it for a fee corresponding to 15% of the total purchase price. The amount will be subtracted from the refund. Shipping cost for returning the student kit will be on paid by you. All sales are final after 45 days. All enrollments are non-transferable.

LIVE TRAININGS

The purpose of a live training (e.g. Hands-on Training) is to provide participants with a live, practical application of the subject matter. Participation in a live event does not guarantee improved performance as an investor. Participants are responsible for scheduling their own registration within the ATLA by enrolling online (through ATLA e-learning system or enrolling online by other means) at least one week prior to the live training. Participants are allowed to select which live training they would like to attend within the ATLA eLearning system provided that the course they purchased the live event under is currently available. Participants may cancel their participation within one week of the live event for the current transfer fee. Contact ATLA Customer Services (888-429-4674) for more information. Failure to attend a live event will result in the forfeiture of the cost of the live event. A replacement live event will be charged at full price. Only those participants who are enrolled may attend the live event. Live event days must be taken concurrently and no refunds will be awarded for incomplete attendance. ALL DATES AND LOCATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE: Course locations may be in the United States or Canada. Its the client sole responsibility to obtain any and all required visas or travel permits to enter such countries. ATLA may, in its discretion, charge an administrative fee (up to $500) for any cancellation due to the failure or inability of the client to obtain such required visa or travel permit. FOOD, ACCOMMODATION AND TRAVEL: Food, accommodations and travel are not included in the event price unless specifically stated in writing by ATLA. Food and accommodation may be included some events. Any course transfers or cancelations of the above mentioned courses must be requested at least 30 days prior to the event start date or a new Food and Accommodation fee will be charged, plus applicable cancelation fees (See chart above). Clients who have not paid for their food and accommodations in full by the course start date will not be admitted to the course.

CONTINUING EDUCATION AND OTHER COURSES

All continuing education courses, other course offerings and products offered by ATLA are subject to these Terms and Conditions.

PROMOTIONS AND DISCOUNTS

Corporate pricing and bulk enrollment discounts for products and courses are available. Please contact a ATLA Sales Associate at 1-888-429-4674 for more details. Discounts, promotions and credits may not be combined with other offers. Additional restrictions may apply.

EDUCATION PARTNERSHIPS

Customized education packages are available for those that meet certain criteria. Pricing is based on volume and level of commitment. Please contact a Sales Associate at 1-888-429-4674 for more details.

SHIPPING

In-stock items normally ship in 2 business days for orders placed before 12 noon CST, Monday through Friday, excluding holidays. Access to online courses may take 2 business days to process.

INTERNATIONAL SHIPPING

International orders (placed from outside the United States) must be paid for by credit card. Due to the variance of international shipping rates, ATLA will add the exact shipping charge to your purchase order. If shipping charges exceed $100, you will be contacted for approval.

CONFIDENTIALITY POLICY

Except as permitted by this Agreement and the ATLA website Privacy Policy, no member of the ATLA Board, ATLA employees, committees or panels shall divulge confidential member information without express written consent from those individuals. All member inquiries will be conducted only with enrolled candidates other than as allowed by ATLA's Privacy Policy or the candidate's opt-in elections and currently members. Member information and confidential information consists of your phone number(s), your email address(es), and your residential address(es). You acknowledge and agree that your status (training(s) you are enrolled in or have complete) is not confidential information and that ATLA may disclose your current status to third parties, as well as pictures of you taken during live events. Exam questions and content are not available for review. ATLA will not discuss exam questions or content with the candidate or any third party.

COMPLIANCE WITH LAWS; EXPORT

You agree to comply with all applicable federal, state, and local laws, including without limitation, all applicable laws in the jurisdiction where you reside, in your use of ATLA Materials. You will not use the ATLA Materials in any way that is prohibited by U.S. law or that would violate U.S. export regulations. You may not use or otherwise export or re-export the ATLA Materials except as is permitted under U.S. laws and the laws of the jurisdiction where you reside. ATLA Materials may not be exported into any U.S. embargoed countries or to anyone on the U.S. Government's list of specially designated nationals or denied persons or entities. You warrant that you are not located in any such country or on any such list.

USE OF LINKS

ATLA may include material from third parties or include links to third party websites in its ATLA Materials. Such material is provided as a convenience to you and ATLA assumes no liability or responsibility for such third party materials or websites. Please note that these third party websites may have privacy policies that differ from ATLA's and ATLA encourages you to carefully read those policies. The ATLA Privacy Policy applies only to information collected by the ATLA website.

DISCLAIMER OF WARRANTIES

ATLA MATERIALS, INCLUDING BUT NOT LIMITED TO, ATLA COURSES, SERVICES, AND RELATED MATERIALS AND PRODUCTS, ARE PROVIDED TO YOU "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, AND ATLA HEREBY DISCLAIMS ALL WARRANTIES WITH RESPECT TO ALL MATERIALS AND SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY OR TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT. NO ORAL OR WRITTEN STATEMENT BY ANY ATLA EMPLOYEE OR REPRESENTATIVE SHALL CREATE A WARRANTY OR MODIFY THIS SECTION. CERTAIN JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF IMPLIED WARRANTIES, SO THE FOREGOING EXCLUSION MAY NOT APPLY TO YOU. YOU EXPRESSLY AGREE THAT YOUR USE OF, OR YOUR INABILITY TO USE, ATLA MATERIALS AND SERVICES IS AT YOUR SOLE RISK. ATLA DOES NOT WARRANT FOR THE ACCURACY OR COMPLETENESS OF ANY INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN ATLA MATERIALS OR FOR ANY ERRORS, OMISSIONS, OR ANY OUTCOMES RELATED TO YOUR USE OF ATLA MATERIALS. ATLA TAKES PRECAUTIONS TO PROTECT ATLA, BUT MAKES NO WARRANTIES RESPECTING ANY HARM THAT MAY BE CAUSED BY THE TRANSMISSION OF A COMPUTER VIRUS, WORM, TIME BOMB, LOGIC BOMB, OR OTHER SUCH COMPUTER PROGRAM. ATLA DOES NOT GUARANTEE OR WARRANT THAT YOUR USE OF ATLA MATERIALS OR SERVICES WILL BE ERROR-FREE OR UNINTERRUPTED. ATLA MATERIALS AND SERVICES ARE PROVIDED TO YOU WITH THE UNDERSTANDING THAT ATLA IS NOT RENDERING TO YOU ANY TAX, LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL SERVICE OR ADVICE. IF SUCH ADVICE OR OTHER EXPERT ASSISTANCE IS REQUIRED, THE SERVICE OF A COMPETENT PROFESSIONAL SHOULD BE SOUGHT. ATLA’S TRAININGS AND/OR LIVE EVENTS ARE NOT SUBSTITUTE FOR LEGAL ADVICE.

LIMITATION OF LIABILITY

IN NO EVENT WILL ATLA, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST PROFITS, LOSS OF DATA, OR BUSINESS DISRUPTION, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR YOUR USE OF THE ATLA MATERIALS, INCLUDING WITHOUT LIMITATION SERVICES, INCLUDING BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY MATERIALS OR ANY LOSS OR DAMAGE OF ANY KIND, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE. CERTAIN JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CONSEQUENTIAL OR INCIDENTAL DAMAGES, AND IN SUCH JURISDICTIONS, ATLA'S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY APPLICABLE LAW. In no event shall ATLA's total liability to you for all damages exceed the amount of one hundred dollars ($100.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.

INDEMNIFICATION

By accepting this Agreement and using the ATLA Materials, you agree that you will indemnify and hold ATLA, its directors, officers, employees, affiliates, agents, contractors, and licensors harmless in connection with any claim arising out of your breach of the terms of this Agreement, your use of the ATLA Materials, or any action taken by ATLA to protect its intellectual property, including, but not limited to, suspension or termination of your access to ATLA.

TRADEMARKS

ATLA's logos, trademarks, and service marks ("Marks") are owned by ATLA. You may not use the Marks without the prior written approval of ATLA.

MISCELLANEOUS

ATLA reserves the right to update and modify the terms of this Agreement without advance notice to you and such changes will be effective immediately when posted on this site and will govern your continued use of ATLA Materials.

Your access to online ATLA Materials will expire one year from your enrollment date (provided the version of the enrolled ATLA Materials is still available).

This Agreement is governed by the laws of the State of Texas, U.S.A., without giving effect to its conflict of law provision. Exclusive jurisdiction for any claim arising out of this Agreement will be in the courts of the State of Texas, U.S.A. The parties each waive any rights to a jury trial for any claim or cause of action arising out of this Agreement. No ATLA employee or representative has any right or authority to modify, whether orally or in writing, the terms of this Agreement, unless such modification is in a written agreement signed by an authorized representative of each party.

This Agreement is the entire and exclusive agreement between ATLA and you regarding your use of ATLA Materials and replaces any prior agreements between you and ATLA regarding the subject matter herein. If any part of this Agreement is determined to be invalid or unenforceable, the remaining portions shall remain in full force and effect. ATLA's failure to enforce any right under this Agreement will not constitute a waiver of such right or of any other right under this Agreement. ATLA is not responsible for failing to fulfill its obligations hereunder for reasons that are outside of ATLA's control. This Agreement, and the license rights granted herein, are not assignable by you and any attempt to do so is of no force and effect.

ATLA reserves the right to take steps ATLA believes are reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement. You agree that ATLA has the right, without liability to you, to disclose any registration data and/or account information to law enforcement authorities, government officials, and/or a third party, as ATLA believes is reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement (including but not limited to ATLA's right to cooperate with any legal process relating to your use of the Services and/or Materials, and/or a third-party claim that your use of the Services and/or Materials is unlawful and/or infringes such third party's rights).

PRIVACY STATEMENT - TERMS OF USE

Your use of ATLA Materials is subject to ATLA's Privacy Statement at http://atla.pagecloud.com/policy

and ATLA Terms of Use at http://atla.pagecloud.com/terms